Tell us about the problems you've had. If we understand why you have bad credit our finance team at HSL Car Finance could help you to get accepted for personal vehicle finance.

If you are planning to buy a car on finance you should choose a vehicle that will need to be of good quality and be supplied by a quality used car / new car dealer. For your benefit, always ensure the new car you are buying has a new MOT, is no older than 7 years of age, has less than 75 000 miles on the clock, and that the car you wish us to finance has a good car warranty from the dealership or manufacturer.

HSL Car Finance will HPI check the vehicle free of charge for you. We do this to ensure that there is no outstanding car finance on the vehicle and that the motor vehicle has not been registered as stolen or been written off in the past.

Apply Online
HSL use a range of lenders to help secure the finance you need. When we get you accepted, we'll liaise directly with the dealer and arrange for you to visit them to sign the documentation. Within a few days we'll be able to pay the dealer and you will be able to drive away in your new car. CLICK HERE TO APPLY ONLINE

You will need to be:

• 18 years of age or over
• Employed or Self Employed
• A full UK resident

You will need to have:

• A full UK drivers license
• Proof of income
• Proof of address